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Student Insurance Information

The insurance portal for Spring/Summer 2025 is now open for Enrolling and Waiving Student Blue Insurance.

November 1st: Portal opens for Spring/Summer 2025 waiver submissions and enrollments.

January 1st: 2025 plan year starts.

January 31st: Deadline for waiver/enrollment period for UNC system.

February 1st- February 14th: Appeals period.

If you have questions, email [email protected], call (828)262-3100, or come by the Insurance Office in M.S. Shook Student Health Service between the hours of 8:00 am-4:00 pm, Monday - Friday.

Health Insurance Requirement 

All students are required to have health insurance. You can stay on your parent’s plan, purchase your own, or buy Student BlueSM. Proof of insurance must be provided online. If you do not have insurance, you will need to enroll in Student BlueSM. Important updates and your waiver status will be communicated via your AppState email address, though you can also add a secondary email if needed.

Cost and Coverage Dates

Student BlueSM, underwritten by Blue Cross Blue Shield® of North Carolina, will be the insurance carrier for the 2024-2025 academic year. Charges for the Student BlueSM premium will appear on your AppState student account, and approved waivers will be credited.

 2024-2025 Plan Comparison

 2024-2025 Student Blue Brochure

Important Additional Information

  • Distance Education Students: Not required to have insurance but can purchase it if desired.
  • Medicaid Family Planning: Not acceptable for waivers.
  • Student Blue Charges: If you’re billed for Student Blue on your AppState account, you are required to have insurance. Approved waivers will appear as credits.
  • Dependents: Student BlueSM does not cover spouses, domestic partners, or children.
  • Tricare Waiver: Use the sponsor’s SSN to waive.
  • Student BlueSM Enrollment: Choose between premium or value plans online. Premiums are not prorated.

For questions or concerns, please contact us at [email protected] or call (828) 262-3100. Our office is located in M.S. Shook Student Health Service and is open from 8:00 AM to 4:00 PM, Monday through Friday.